F.A.Q and Do's & Dont's
Q. Can you have 2 names and 2 different addresses under the same SSN?
A. Every person in this country that gets a name change, whether because of marriage or other reasons, has 2 names under their single SS number.
Q. Will I be changing or losing my Identity?
A. No, You are not losing your Identity! you are creating an Alias to your birth given identity. You have the right to do that once you turn 18 years of age. You do not need to let your employer know unless you work for a government entity. Also it is not a necessity to inform family, friends or any other associates, it is your business and your business only. You will still be using your current name and address on your current credit file, you are still responsible for the debt and bills that are already active on your original file. It will not disappear just because you have done an Alias File!
Q. Is our credit file legal?
A. Yes, it is completely legal. The technique we use to create the profile makes it legal, no hiding behind assigned CPN numbers that are currently being investigated by Lenders or Government agencies and especially the SSA. Let us assist you with establishing an additional credit file with the credit bureaus, using your new Alias File.
Q. Do I need to completely change my name?
A. Yes, You cannot use any parts of your current name, i.e.: Do not flip your 1st and last names around, do not try to change the spelling and do not use family member’s names. When we say do not use any parts of your current name, we mean it!
Q. What documents will I have to support my new Alias File?
A. You will obtain an additional separate Drivers license and a new SSN card, you can do this when your Alias File has been signed off & sealed by the judge. Much more on this topic in the manual.
Q. What about paying taxes or writing taxes off under both names?
A. When you file your taxes at the end of the year, you can file under both of your names, you file under your original name and file under you new name doing an AKA, this is perfectly legal! Speak to an accountant at tax time and notify him/ her of the name change and they will guide you. The Social Security office will have record of your Alias name because you are going to let them know.
Q. What else can I use this file for?
A. You can use this additional file for FHA loans, SBA loans, Student loans, to purchase property, or even to personally guaranty funding for a Corporation.
Q. If I get my personal credit cleaned up, can I go back to my original Name?
A. Yes, but why would you? You are throwing away the investment that you created! Once you have your personal file is cleaned up, you can use both credit files to your advantage (It's a little thing called LEVERAGE) because you will have 2 credit profiles with 775+ credit scores, as long as you maintain them! If you do not maintain them, then you did not learn a lesson and you are right back where you started!
Q. How long does it take before I will see results on the Alias File?
A. The Alias File will take between 20 and 30 minutes for you to complete then you need to file the paperwork with the court house. On average your court house should have your paperwork signed by a Judge between 2-4 weeks.